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Enterprise Bank Of South Carolina
Ehrhardt, SC · FDIC Certificate #11539 · Chartered 01/0
Total assets
$535.13M
Total deposits
$472.22M
Total equity
$48.70M
Net loans
$291.76M
Branches (offices)
12
Net income (YTD)
$16.02M
Rank: #1,705 of 4,213 U.S. banks by assets · #23 of 43 in South Carolina. Assets changed 9.4% and deposits 0.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 6.21% |
| Return on equity | 80.70% |
| Net interest margin (YTD) | 3.81% |
| Equity to assets | 9.10% |
| Tier 1 leverage ratio | 9.26% |
| Uninsured deposits (share of deposits) | 22.9% |
| Noncurrent loans (share of loans) | 3.64% |
| Net charge-offs (share of loans) | 0.11% |
| Loans to deposits | 61.8% |
| Real estate loans (share of loans) | 87.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $256.17M | 87.8% | |
| Commercial & industrial | $23.02M | 7.9% | |
| Consumer / individual | $11.31M | 3.9% | |
| Construction & development | $21.76M | 7.5% | |
| Agricultural | $2.68M | 0.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $467.58M | $451.70M | -$9.54M | $4.94M |
| Jun 2023 | $472.24M | $449.94M | $2.33M | $11.15M |
| Jun 2024 | $461.29M | $445.68M | $1.10M | $12.98M |
| Jun 2025 | $489.12M | $468.26M | $1.92M | $18.87M |
| Jun 2026 | $535.13M | $472.22M | $16.02M | $48.70M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| South Carolina | $472.22M | 12 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $472.22M.
Similar-sized banks
First State Bank Of St. Charles, Missouri ($535.20M) · Shoreham Bank ($534.75M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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