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Equitable Bank
Grand Island, NE · FDIC Certificate #31485 · Chartered 01/0
Total assets
$523.53M
Total deposits
$448.49M
Total equity
$54.95M
Net loans
$448.17M
Branches (offices)
6
Net income (YTD)
$2.84M
Rank: #1,733 of 4,213 U.S. banks by assets · #43 of 138 in Nebraska. Assets changed 1.0% and deposits -1.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.10% |
| Return on equity | 10.50% |
| Net interest margin (YTD) | 3.74% |
| Equity to assets | 10.50% |
| Tier 1 leverage ratio | 10.45% |
| Uninsured deposits (share of deposits) | 16.8% |
| Noncurrent loans (share of loans) | 0.01% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 99.9% |
| Real estate loans (share of loans) | 82.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $371.60M | 82.9% | |
| Commercial & industrial | $30.34M | 6.8% | |
| Consumer / individual | $4.23M | 0.9% | |
| Construction & development | $17.59M | 3.9% | |
| Agricultural | $47.89M | 10.7% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $454.77M | $396.89M | $2.26M | $43.54M |
| Jun 2023 | $480.99M | $413.17M | $1.59M | $45.01M |
| Jun 2024 | $511.17M | $450.18M | $1.50M | $47.48M |
| Jun 2025 | $518.51M | $454.98M | $1.65M | $51.39M |
| Jun 2026 | $523.53M | $448.49M | $2.84M | $54.95M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Nebraska | $448.49M | 6 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $448.49M.
Similar-sized banks
The Shelby County State Bank ($523.57M) · United Midwest Savings Bank, National Association ($523.44M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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