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Erebor Bank, N.A.
Columbus, OH · FDIC Certificate #59378 · Chartered 02/0
Total assets
$4.66B
Total deposits
$4.06B
Total equity
$597.44M
Net loans
$77.18M
Branches (offices)
1
Net income (YTD)
-$16.32M
Rank: #299 of 4,213 U.S. banks by assets · #11 of 155 in Ohio. Assets changed - and deposits - over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | -1.03% |
| Return on equity | -5.45% |
| Net interest margin (YTD) | 0.71% |
| Equity to assets | 12.81% |
| Tier 1 leverage ratio | 38.81% |
| Uninsured deposits (share of deposits) | 27.6% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 1.9% |
| Real estate loans (share of loans) | 0.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $0 | 0.0% | |
| Commercial & industrial | $16.79M | 21.7% | |
| Consumer / individual | $0 | 0.0% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2026 | $4.66B | $4.06B | -$16.32M | $597.44M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Ohio | $4.06B | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $4.06B.
Similar-sized banks
Southern First Bank ($4.70B) · The Fidelity Bank ($4.66B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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