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Evergreen Federal Bank
Grants Pass, OR · FDIC Certificate #28914 · Chartered 06/0
Total assets
$621.55M
Total deposits
$536.63M
Total equity
$82.13M
Net loans
$485.34M
Branches (offices)
6
Net income (YTD)
$2.52M
Rank: #1,518 of 4,213 U.S. banks by assets · #9 of 12 in Oregon. Assets changed -0.3% and deposits -1.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.81% |
| Return on equity | 6.24% |
| Net interest margin (YTD) | 3.93% |
| Equity to assets | 13.21% |
| Tier 1 leverage ratio | 13.24% |
| Uninsured deposits (share of deposits) | 14.4% |
| Noncurrent loans (share of loans) | 0.63% |
| Net charge-offs (share of loans) | 0.06% |
| Loans to deposits | 90.4% |
| Real estate loans (share of loans) | 100.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $489.31M | 100.8% | |
| Commercial & industrial | $1.84M | 0.4% | |
| Consumer / individual | $1.09M | 0.2% | |
| Construction & development | $31.49M | 6.5% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $634.93M | $567.76M | $1.86M | $64.63M |
| Jun 2023 | $615.17M | $531.33M | $1.33M | $67.15M |
| Jun 2024 | $609.79M | $513.29M | $979.00K | $71.91M |
| Jun 2025 | $623.50M | $543.69M | $1.76M | $76.89M |
| Jun 2026 | $621.55M | $536.63M | $2.52M | $82.13M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Oregon | $536.63M | 6 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $536.63M.
Similar-sized banks
Phelps County Bank ($621.72M) · Gnb Bank ($621.33M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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