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Exchange Bank And Trust Company, Natchitoches, Louisiana
Natchitoches, LA · FDIC Certificate #10528 · Chartered 09/2
Total assets
$212.53M
Total deposits
$191.28M
Total equity
$20.48M
Net loans
$102.94M
Branches (offices)
3
Net income (YTD)
$2.44M
Rank: #2,899 of 4,213 U.S. banks by assets · #73 of 103 in Louisiana. Assets changed 7.5% and deposits 7.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.35% |
| Return on equity | 24.64% |
| Net interest margin (YTD) | 4.37% |
| Equity to assets | 9.64% |
| Tier 1 leverage ratio | 11.42% |
| Uninsured deposits (share of deposits) | 53.4% |
| Noncurrent loans (share of loans) | 0.89% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 53.8% |
| Real estate loans (share of loans) | 96.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $99.23M | 96.4% | |
| Commercial & industrial | $1.34M | 1.3% | |
| Consumer / individual | $3.45M | 3.4% | |
| Construction & development | $7.46M | 7.2% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $203.10M | $197.03M | $1.68M | $5.57M |
| Jun 2023 | $189.69M | $168.85M | $1.96M | $10.59M |
| Jun 2024 | $186.04M | $169.36M | $2.14M | $16.10M |
| Jun 2025 | $197.68M | $178.40M | $2.16M | $18.58M |
| Jun 2026 | $212.53M | $191.28M | $2.44M | $20.48M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Louisiana | $191.27M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $191.27M.
Similar-sized banks
First State Bank Of Odem ($212.65M) · The Lyon County State Bank ($212.50M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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