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Fairfield Federal Savings And Loan Association Of Lancaster
Lancaster, OH · FDIC Certificate #27806 · Chartered 01/0
Total assets
$281.46M
Total deposits
$247.40M
Total equity
$33.37M
Net loans
$245.47M
Branches (offices)
3
Net income (YTD)
$638.00K
Rank: #2,562 of 4,213 U.S. banks by assets · #81 of 155 in Ohio. Assets changed 1.5% and deposits 1.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.45% |
| Return on equity | 3.85% |
| Net interest margin (YTD) | 3.14% |
| Equity to assets | 11.85% |
| Tier 1 leverage ratio | 11.82% |
| Uninsured deposits (share of deposits) | 4.4% |
| Noncurrent loans (share of loans) | 0.18% |
| Net charge-offs (share of loans) | -0.01% |
| Loans to deposits | 99.2% |
| Real estate loans (share of loans) | 100.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $245.74M | 100.1% | |
| Commercial & industrial | $72.00K | 0.0% | |
| Consumer / individual | $818.00K | 0.3% | |
| Construction & development | $1.48M | 0.6% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $291.53M | $257.56M | $555.00K | $31.69M |
| Jun 2023 | $281.05M | $246.49M | $771.00K | $32.90M |
| Jun 2024 | $273.48M | $241.49M | $196.00K | $31.00M |
| Jun 2025 | $277.23M | $244.28M | $537.00K | $32.20M |
| Jun 2026 | $281.46M | $247.40M | $638.00K | $33.37M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Ohio | $247.40M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $247.40M.
Similar-sized banks
Sonata Bank ($281.53M) · Fusion Bank ($280.97M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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