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Farmers & Merchants Bank Of Hutsonville
Hutsonville, IL · FDIC Certificate #10469 · Chartered 12/2
Total assets
$52.00M
Total deposits
$42.13M
Total equity
$9.78M
Net loans
$37.77M
Branches (offices)
1
Net income (YTD)
$506.00K
Rank: #4,027 of 4,213 U.S. banks by assets · #296 of 322 in Illinois. Assets changed 3.3% and deposits 3.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.93% |
| Return on equity | 10.62% |
| Net interest margin (YTD) | 3.70% |
| Equity to assets | 18.80% |
| Tier 1 leverage ratio | 18.48% |
| Uninsured deposits (share of deposits) | 10.5% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 89.6% |
| Real estate loans (share of loans) | 70.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $26.69M | 70.7% | |
| Commercial & industrial | $2.75M | 7.3% | |
| Consumer / individual | $6.18M | 16.4% | |
| Construction & development | $891.00K | 2.4% | |
| Agricultural | $2.00M | 5.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $53.97M | $45.26M | $253.00K | $8.67M |
| Jun 2023 | $53.81M | $44.74M | $439.00K | $9.01M |
| Jun 2024 | $50.86M | $41.62M | $385.00K | $9.16M |
| Jun 2025 | $50.34M | $40.87M | $453.00K | $9.39M |
| Jun 2026 | $52.00M | $42.13M | $506.00K | $9.78M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $42.13M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $42.13M.
Similar-sized banks
Echelon Bank ($52.16M) · Richton Bank & Trust Company ($51.97M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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