Advertisement
Farmers & Merchants Bank & Trust
Marinette, WI · FDIC Certificate #10382 · Chartered 12/0
Total assets
$175.07M
Total deposits
$149.40M
Total equity
$16.46M
Net loans
$123.61M
Branches (offices)
3
Net income (YTD)
$960.00K
Rank: #3,145 of 4,213 U.S. banks by assets · #123 of 153 in Wisconsin. Assets changed 3.7% and deposits 5.3% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.10% |
| Return on equity | 11.77% |
| Net interest margin (YTD) | 4.37% |
| Equity to assets | 9.40% |
| Tier 1 leverage ratio | 11.36% |
| Uninsured deposits (share of deposits) | 25.2% |
| Noncurrent loans (share of loans) | 0.91% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 82.7% |
| Real estate loans (share of loans) | 83.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $103.40M | 83.7% | |
| Commercial & industrial | $20.38M | 16.5% | |
| Consumer / individual | $735.00K | 0.6% | |
| Construction & development | $11.83M | 9.6% | |
| Agricultural | $354.00K | 0.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $169.84M | $152.12M | $554.00K | $13.50M |
| Jun 2023 | $165.19M | $138.03M | $193.00K | $12.66M |
| Jun 2024 | $164.48M | $137.21M | $426.00K | $13.50M |
| Jun 2025 | $168.85M | $141.83M | $523.00K | $15.20M |
| Jun 2026 | $175.07M | $149.40M | $960.00K | $16.46M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Wisconsin | $149.40M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $149.40M.
Similar-sized banks
Pbk Bank, Inc. ($175.56M) · Central State Bank ($175.06M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement