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Farmers National Bank
Prophetstown, IL · FDIC Certificate #3732 · Chartered 07/0
Total assets
$895.66M
Total deposits
$637.20M
Total equity
$127.99M
Net loans
$490.26M
Branches (offices)
4
Net income (YTD)
$5.29M
Rank: #1,148 of 4,213 U.S. banks by assets · #58 of 322 in Illinois. Assets changed -0.9% and deposits 1.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.17% |
| Return on equity | 8.41% |
| Net interest margin (YTD) | 3.30% |
| Equity to assets | 14.29% |
| Tier 1 leverage ratio | 15.03% |
| Uninsured deposits (share of deposits) | 22.0% |
| Noncurrent loans (share of loans) | 0.23% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 76.9% |
| Real estate loans (share of loans) | 67.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $331.53M | 67.6% | |
| Commercial & industrial | $32.95M | 6.7% | |
| Consumer / individual | $4.78M | 1.0% | |
| Construction & development | $979.00K | 0.2% | |
| Agricultural | $135.33M | 27.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $844.23M | $621.60M | $4.89M | $95.99M |
| Jun 2023 | $835.72M | $596.46M | $7.20M | $96.95M |
| Jun 2024 | $848.15M | $590.76M | $4.96M | $105.79M |
| Jun 2025 | $903.41M | $630.31M | $4.37M | $116.06M |
| Jun 2026 | $895.66M | $637.20M | $5.29M | $127.99M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $637.20M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $637.20M.
Similar-sized banks
Titan Bank, N.A. ($896.11M) · Windsor Federal Bank ($895.44M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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