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Farmers National Bank
Phillipsburg, KS · FDIC Certificate #4611 · Chartered 02/2
Total assets
$172.53M
Total deposits
$136.66M
Total equity
$35.24M
Net loans
$83.37M
Branches (offices)
5
Net income (YTD)
$1.14M
Rank: #3,164 of 4,213 U.S. banks by assets · #109 of 183 in Kansas. Assets changed 7.3% and deposits 7.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.33% |
| Return on equity | 6.58% |
| Net interest margin (YTD) | 3.67% |
| Equity to assets | 20.42% |
| Tier 1 leverage ratio | 19.63% |
| Uninsured deposits (share of deposits) | 9.8% |
| Noncurrent loans (share of loans) | 0.41% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 61.0% |
| Real estate loans (share of loans) | 56.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $46.87M | 56.2% | |
| Commercial & industrial | $12.95M | 15.5% | |
| Consumer / individual | $3.21M | 3.9% | |
| Construction & development | $1.65M | 2.0% | |
| Agricultural | $20.37M | 24.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $175.24M | $146.92M | $191.00K | $28.05M |
| Jun 2023 | $161.64M | $131.52M | $860.00K | $29.70M |
| Jun 2024 | $161.23M | $128.56M | $1.15M | $31.44M |
| Jun 2025 | $160.80M | $127.22M | $1.12M | $33.02M |
| Jun 2026 | $172.53M | $136.66M | $1.14M | $35.24M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kansas | $136.66M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $136.66M.
Similar-sized banks
Sharon Bank ($172.62M) · Atkins Savings Bank & Trust ($172.20M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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