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Farmers Savings Bank
Colesburg, IA · FDIC Certificate #14807 · Chartered 01/0
Total assets
$299.09M
Total deposits
$260.17M
Total equity
$28.62M
Net loans
$179.94M
Branches (offices)
7
Net income (YTD)
$1.25M
Rank: #2,471 of 4,213 U.S. banks by assets · #101 of 225 in Iowa. Assets changed 6.5% and deposits 5.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.85% |
| Return on equity | 8.92% |
| Net interest margin (YTD) | 2.91% |
| Equity to assets | 9.57% |
| Tier 1 leverage ratio | 10.99% |
| Uninsured deposits (share of deposits) | 17.8% |
| Noncurrent loans (share of loans) | 1.87% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 69.2% |
| Real estate loans (share of loans) | 61.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $109.74M | 61.0% | |
| Commercial & industrial | $28.38M | 15.8% | |
| Consumer / individual | $5.78M | 3.2% | |
| Construction & development | $3.90M | 2.2% | |
| Agricultural | $39.78M | 22.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $224.21M | $191.52M | $1.58M | $22.99M |
| Jun 2023 | $232.15M | $198.60M | $885.00K | $23.82M |
| Jun 2024 | $235.48M | $200.98M | $676.00K | $24.95M |
| Jun 2025 | $280.75M | $245.70M | $971.00K | $25.89M |
| Jun 2026 | $299.09M | $260.17M | $1.25M | $28.62M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $260.17M | 7 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $260.17M.
Similar-sized banks
Durden Banking Company, Incorporated ($299.17M) · Bank Of Crockett ($299.05M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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