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Farmers State Bank Of Calhan
Calhan, CO · FDIC Certificate #1780 · Chartered 08/1
Total assets
$416.38M
Total deposits
$336.31M
Total equity
$26.38M
Net loans
$189.93M
Branches (offices)
4
Net income (YTD)
$2.21M
Rank: #2,014 of 4,213 U.S. banks by assets · #25 of 63 in Colorado. Assets changed 0.8% and deposits 1.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.06% |
| Return on equity | 17.00% |
| Net interest margin (YTD) | 3.13% |
| Equity to assets | 6.34% |
| Tier 1 leverage ratio | 9.21% |
| Uninsured deposits (share of deposits) | 29.3% |
| Noncurrent loans (share of loans) | 0.41% |
| Net charge-offs (share of loans) | 0.03% |
| Loans to deposits | 56.5% |
| Real estate loans (share of loans) | 83.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $157.88M | 83.1% | |
| Commercial & industrial | $7.27M | 3.8% | |
| Consumer / individual | $7.54M | 4.0% | |
| Construction & development | $59.97M | 31.6% | |
| Agricultural | $1.93M | 1.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $363.22M | $288.84M | $2.54M | $10.59M |
| Jun 2023 | $377.51M | $310.02M | $1.68M | $18.13M |
| Jun 2024 | $401.57M | $321.21M | $1.45M | $19.84M |
| Jun 2025 | $413.23M | $332.56M | $1.69M | $22.79M |
| Jun 2026 | $416.38M | $336.31M | $2.21M | $26.38M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Colorado | $336.31M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $336.31M.
Similar-sized banks
Chelsea State Bank ($416.53M) · Dakota Western Bank ($416.15M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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