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Farmers State Bank Of Hamel
Hamel, MN · FDIC Certificate #8214 · Chartered 01/0
Total assets
$198.34M
Total deposits
$185.08M
Total equity
$12.54M
Net loans
$64.15M
Branches (offices)
2
Net income (YTD)
$853.00K
Rank: #2,988 of 4,213 U.S. banks by assets · #118 of 221 in Minnesota. Assets changed -3.2% and deposits -0.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.87% |
| Return on equity | 13.80% |
| Net interest margin (YTD) | 2.64% |
| Equity to assets | 6.32% |
| Tier 1 leverage ratio | 9.52% |
| Uninsured deposits (share of deposits) | 31.5% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 34.7% |
| Real estate loans (share of loans) | 93.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $60.18M | 93.8% | |
| Commercial & industrial | $4.33M | 6.8% | |
| Consumer / individual | $627.00K | 1.0% | |
| Construction & development | $4.59M | 7.2% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $179.01M | $173.73M | $490.00K | $4.81M |
| Jun 2023 | $180.08M | $168.07M | $455.00K | $3.82M |
| Jun 2024 | $205.33M | $180.13M | $358.00K | $5.25M |
| Jun 2025 | $204.88M | $186.65M | $765.00K | $10.01M |
| Jun 2026 | $198.34M | $185.08M | $853.00K | $12.54M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $185.08M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $185.08M.
Similar-sized banks
Simmesport State Bank ($198.49M) · Vermilion Valley Bank ($198.17M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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