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Farmers State Bank Of Trimont
Trimont, MN · FDIC Certificate #1929 · Chartered 01/0
Total assets
$73.12M
Total deposits
$60.73M
Total equity
$11.15M
Net loans
$42.53M
Branches (offices)
2
Net income (YTD)
-$129.00K
Rank: #3,886 of 4,213 U.S. banks by assets · #192 of 221 in Minnesota. Assets changed -1.8% and deposits -0.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | -0.35% |
| Return on equity | -2.33% |
| Net interest margin (YTD) | 3.69% |
| Equity to assets | 15.25% |
| Tier 1 leverage ratio | 17.43% |
| Uninsured deposits (share of deposits) | 11.2% |
| Noncurrent loans (share of loans) | 1.05% |
| Net charge-offs (share of loans) | 3.69% |
| Loans to deposits | 70.0% |
| Real estate loans (share of loans) | 45.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $19.31M | 45.4% | |
| Commercial & industrial | $8.37M | 19.7% | |
| Consumer / individual | $1.86M | 4.4% | |
| Construction & development | $1.66M | 3.9% | |
| Agricultural | $12.83M | 30.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $71.61M | $61.34M | $486.00K | $9.10M |
| Jun 2023 | $77.18M | $66.53M | $546.00K | $9.46M |
| Jun 2024 | $78.43M | $63.01M | $393.00K | $9.92M |
| Jun 2025 | $74.49M | $60.86M | $392.00K | $10.77M |
| Jun 2026 | $73.12M | $60.73M | -$129.00K | $11.15M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $60.73M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $60.73M.
Similar-sized banks
The State Bank Of Pearl City ($73.40M) · Community State Bank Of Canton ($73.02M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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