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Farmers State Bank & Trust Co.
Church Point, LA · FDIC Certificate #16114 · Chartered 01/0
Total assets
$174.68M
Total deposits
$159.68M
Total equity
$13.78M
Net loans
$81.03M
Branches (offices)
5
Net income (YTD)
$1.67M
Rank: #3,148 of 4,213 U.S. banks by assets · #80 of 103 in Louisiana. Assets changed 3.5% and deposits 3.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.93% |
| Return on equity | 23.81% |
| Net interest margin (YTD) | 4.35% |
| Equity to assets | 7.89% |
| Tier 1 leverage ratio | 9.10% |
| Uninsured deposits (share of deposits) | 15.2% |
| Noncurrent loans (share of loans) | 2.76% |
| Net charge-offs (share of loans) | 0.13% |
| Loans to deposits | 50.7% |
| Real estate loans (share of loans) | 78.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $63.55M | 78.4% | |
| Commercial & industrial | $12.53M | 15.5% | |
| Consumer / individual | $3.34M | 4.1% | |
| Construction & development | $10.43M | 12.9% | |
| Agricultural | $3.10M | 3.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $166.77M | $156.20M | $943.00K | $9.46M |
| Jun 2023 | $160.37M | $147.98M | $1.51M | $11.16M |
| Jun 2024 | $166.61M | $152.87M | $1.70M | $12.33M |
| Jun 2025 | $168.81M | $154.29M | $1.74M | $13.16M |
| Jun 2026 | $174.68M | $159.68M | $1.67M | $13.78M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Louisiana | $159.68M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $159.68M.
Similar-sized banks
Cedar Rapids State Bank ($174.94M) · Bank Of South Texas ($174.55M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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