Advertisement
Federation Bank
Washington, IA · FDIC Certificate #14352 · Chartered 11/0
Total assets
$155.84M
Total deposits
$133.83M
Total equity
$14.62M
Net loans
$81.68M
Branches (offices)
4
Net income (YTD)
$1.37M
Rank: #3,261 of 4,213 U.S. banks by assets · #161 of 225 in Iowa. Assets changed 4.6% and deposits 3.6% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.79% |
| Return on equity | 18.80% |
| Net interest margin (YTD) | 4.31% |
| Equity to assets | 9.38% |
| Tier 1 leverage ratio | 10.49% |
| Uninsured deposits (share of deposits) | 6.3% |
| Noncurrent loans (share of loans) | 0.20% |
| Net charge-offs (share of loans) | -0.06% |
| Loans to deposits | 61.0% |
| Real estate loans (share of loans) | 68.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $55.61M | 68.1% | |
| Commercial & industrial | $13.46M | 16.5% | |
| Consumer / individual | $4.50M | 5.5% | |
| Construction & development | $3.06M | 3.7% | |
| Agricultural | $8.54M | 10.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $155.70M | $137.31M | $507.00K | $9.18M |
| Jun 2023 | $149.17M | $133.66M | $590.00K | $9.32M |
| Jun 2024 | $139.80M | $121.77M | $677.00K | $10.81M |
| Jun 2025 | $148.96M | $129.17M | $734.00K | $12.25M |
| Jun 2026 | $155.84M | $133.83M | $1.37M | $14.62M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $133.83M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $133.83M.
Similar-sized banks
Bank Of Winnfield & Trust Company ($155.97M) · The First National Bank Of Tom Bean ($155.56M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement