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Fidelity Bank
Savanna, IL · FDIC Certificate #5753 · Chartered 01/0
Total assets
$198.64M
Total deposits
$165.53M
Total equity
$14.46M
Net loans
$146.38M
Branches (offices)
6
Net income (YTD)
$303.00K
Rank: #2,986 of 4,213 U.S. banks by assets · #197 of 322 in Illinois. Assets changed 0.2% and deposits 2.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.31% |
| Return on equity | 4.28% |
| Net interest margin (YTD) | 3.83% |
| Equity to assets | 7.28% |
| Tier 1 leverage ratio | 7.97% |
| Uninsured deposits (share of deposits) | 23.2% |
| Noncurrent loans (share of loans) | 0.78% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 88.4% |
| Real estate loans (share of loans) | 87.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $128.54M | 87.8% | |
| Commercial & industrial | $7.18M | 4.9% | |
| Consumer / individual | $412.00K | 0.3% | |
| Construction & development | $47.77M | 32.6% | |
| Agricultural | $10.84M | 7.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $109.77M | $104.46M | $120.00K | $5.21M |
| Jun 2023 | $167.79M | $135.29M | -$438.00K | $12.25M |
| Jun 2024 | $177.45M | $133.50M | -$122.00K | $11.56M |
| Jun 2025 | $198.14M | $161.02M | $65.00K | $12.61M |
| Jun 2026 | $198.64M | $165.53M | $303.00K | $14.46M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $108.72M | 3 |
| Iowa | $56.81M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $165.53M.
Similar-sized banks
Magnolia State Bank ($198.65M) · Simmesport State Bank ($198.49M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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