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First American Bank
Stonewall, OK · FDIC Certificate #15762 · Chartered 07/0
Total assets
$34.29M
Total deposits
$29.51M
Total equity
$4.64M
Net loans
$21.20M
Branches (offices)
1
Net income (YTD)
$276.00K
Rank: #4,129 of 4,213 U.S. banks by assets · #160 of 168 in Oklahoma. Assets changed -6.1% and deposits -7.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.57% |
| Return on equity | 12.05% |
| Net interest margin (YTD) | 5.12% |
| Equity to assets | 13.52% |
| Tier 1 leverage ratio | 13.06% |
| Uninsured deposits (share of deposits) | 19.5% |
| Noncurrent loans (share of loans) | 0.67% |
| Net charge-offs (share of loans) | -0.09% |
| Loans to deposits | 71.8% |
| Real estate loans (share of loans) | 51.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $10.93M | 51.6% | |
| Commercial & industrial | $5.39M | 25.4% | |
| Consumer / individual | $1.86M | 8.8% | |
| Construction & development | $5.00K | 0.0% | |
| Agricultural | $3.46M | 16.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $35.54M | $31.49M | $225.00K | $4.03M |
| Jun 2023 | $34.55M | $30.26M | $287.00K | $4.22M |
| Jun 2024 | $34.54M | $30.06M | $353.00K | $4.43M |
| Jun 2025 | $36.52M | $31.89M | $248.00K | $4.51M |
| Jun 2026 | $34.29M | $29.51M | $276.00K | $4.64M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Oklahoma | $29.51M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $29.51M.
Similar-sized banks
The First State Bank Of Dongola ($34.70M) · Members Trust Company ($34.26M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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