Advertisement
First American Bank
Artesia, NM · FDIC Certificate #2240 · Chartered 01/0
Total assets
$1.91B
Total deposits
$1.63B
Total equity
$190.98M
Net loans
$1.15B
Branches (offices)
21
Net income (YTD)
$27.44M
Rank: #624 of 4,213 U.S. banks by assets · #1 of 29 in New Mexico. Assets changed 2.3% and deposits 1.1% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.89% |
| Return on equity | 28.44% |
| Net interest margin (YTD) | 4.95% |
| Equity to assets | 9.98% |
| Tier 1 leverage ratio | 11.79% |
| Uninsured deposits (share of deposits) | 38.8% |
| Noncurrent loans (share of loans) | 0.53% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 70.3% |
| Real estate loans (share of loans) | 85.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $986.52M | 85.9% | |
| Commercial & industrial | $166.25M | 14.5% | |
| Consumer / individual | $2.88M | 0.3% | |
| Construction & development | $163.73M | 14.3% | |
| Agricultural | $13.64M | 1.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.86B | $1.66B | $14.70M | $104.02M |
| Jun 2023 | $1.80B | $1.47B | $22.19M | $112.75M |
| Jun 2024 | $1.77B | $1.55B | $21.94M | $137.86M |
| Jun 2025 | $1.87B | $1.62B | $24.11M | $157.30M |
| Jun 2026 | $1.91B | $1.63B | $27.44M | $190.98M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| New Mexico | $1.48B | 17 |
| Texas | $155.02M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.63B.
Similar-sized banks
Fairfield County Bank ($1.92B) · Bank 7 ($1.91B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement