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First American Trust, FSB
Santa Ana, CA · FDIC Certificate #26312 · Chartered 07/3
Total assets
$9.23B
Total deposits
$8.70B
Total equity
$513.07M
Net loans
$0
Branches (offices)
10
Net income (YTD)
$58.86M
Rank: #175 of 4,213 U.S. banks by assets · #12 of 115 in California. Assets changed 30.8% and deposits 31.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.45% |
| Return on equity | 23.05% |
| Net interest margin (YTD) | 2.72% |
| Equity to assets | 5.56% |
| Tier 1 leverage ratio | 7.89% |
| Uninsured deposits (share of deposits) | 63.8% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $7.28B | $7.14B | $32.66M | $125.13M |
| Jun 2023 | $7.01B | $6.90B | $32.90M | $76.00M |
| Jun 2024 | $6.39B | $6.13B | $28.42M | $196.69M |
| Jun 2025 | $7.06B | $6.64B | $53.07M | $397.12M |
| Jun 2026 | $9.23B | $8.70B | $58.86M | $513.07M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| California | $7.27B | 1 |
| Arizona | $545.76M | - |
| Florida | $242.32M | - |
| Texas | $234.36M | 1 |
| Massachusetts | $167.87M | - |
| Louisiana | $96.07M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $8.70B.
Similar-sized banks
Union Bank And Trust Company ($9.24B) · The Bancorp Bank, National Association ($9.21B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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