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Banks · Florida

First Bank

Clewiston, FL · FDIC Certificate #9620 · Chartered 01/0

Total assets
$810.51M
Total deposits
$727.27M
Total equity
$77.49M
Net loans
$493.28M
Branches (offices)
7
Net income (YTD)
$6.03M
Rank: #1,244 of 4,213 U.S. banks by assets · #36 of 81 in Florida. Assets changed 1.3% and deposits 0.4% over the year to June 30, 2026.
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Key ratios

Return on assets (YTD, annualized by FDIC)1.48%
Return on equity15.69%
Net interest margin (YTD)4.33%
Equity to assets9.56%
Tier 1 leverage ratio9.70%
Uninsured deposits (share of deposits)41.3%
Noncurrent loans (share of loans)0.31%
Net charge-offs (share of loans)0.00%
Loans to deposits67.8%
Real estate loans (share of loans)87.8%

Loan mix

CategoryAmountShare
Real estate loans$433.01M
87.8%
Commercial & industrial$22.22M
4.5%
Consumer / individual$6.97M
1.4%
Construction & development$49.62M
10.1%
Agricultural$14.52M
2.9%

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$654.96M$605.65M$3.24M$46.05M
Jun 2023$720.45M$663.97M$3.70M$52.11M
Jun 2024$728.06M$662.06M$4.28M$60.93M
Jun 2025$799.90M$724.01M$5.54M$70.60M
Jun 2026$810.51M$727.27M$6.03M$77.49M

Where its branch deposits sit (FDIC Summary of Deposits)

StateBranch depositsOffices
Florida$727.27M7

Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $727.27M.

Similar-sized banks

First United Bank ($810.84M) · First Century Bank ($809.79M)

Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.

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