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First Bank And Trust Of Fullerton
Fullerton, NE · FDIC Certificate #5405 · Chartered 10/0
Total assets
$108.28M
Total deposits
$83.88M
Total equity
$14.57M
Net loans
$68.50M
Branches (offices)
2
Net income (YTD)
$577.00K
Rank: #3,621 of 4,213 U.S. banks by assets · #102 of 138 in Nebraska. Assets changed 1.9% and deposits 1.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.06% |
| Return on equity | 8.10% |
| Net interest margin (YTD) | 3.32% |
| Equity to assets | 13.45% |
| Tier 1 leverage ratio | 14.20% |
| Uninsured deposits (share of deposits) | 13.8% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 81.7% |
| Real estate loans (share of loans) | 56.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $38.35M | 56.0% | |
| Commercial & industrial | $4.47M | 6.5% | |
| Consumer / individual | $997.00K | 1.5% | |
| Construction & development | $345.00K | 0.5% | |
| Agricultural | $25.62M | 37.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $96.56M | $74.15M | $281.00K | $13.19M |
| Jun 2023 | $95.70M | $72.79M | $519.00K | $12.22M |
| Jun 2024 | $100.22M | $79.72M | $474.00K | $12.86M |
| Jun 2025 | $106.31M | $82.90M | $503.00K | $13.41M |
| Jun 2026 | $108.28M | $83.88M | $577.00K | $14.57M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Nebraska | $83.88M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $83.88M.
Similar-sized banks
Maynard Savings Bank ($108.38M) · Garfield County Bank ($108.00M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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