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First Bank Blue Earth
Blue Earth, MN · FDIC Certificate #5097 · Chartered 01/0
Total assets
$322.70M
Total deposits
$283.15M
Total equity
$23.75M
Net loans
$209.56M
Branches (offices)
1
Net income (YTD)
$775.00K
Rank: #2,366 of 4,213 U.S. banks by assets · #84 of 221 in Minnesota. Assets changed 5.5% and deposits 6.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.48% |
| Return on equity | 6.66% |
| Net interest margin (YTD) | 2.53% |
| Equity to assets | 7.36% |
| Tier 1 leverage ratio | 9.47% |
| Uninsured deposits (share of deposits) | 25.6% |
| Noncurrent loans (share of loans) | 0.39% |
| Net charge-offs (share of loans) | 0.13% |
| Loans to deposits | 74.0% |
| Real estate loans (share of loans) | 65.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $137.21M | 65.5% | |
| Commercial & industrial | $16.89M | 8.1% | |
| Consumer / individual | $4.31M | 2.1% | |
| Construction & development | $11.58M | 5.5% | |
| Agricultural | $51.44M | 24.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $308.75M | $280.48M | $2.47M | $13.00M |
| Jun 2023 | $299.43M | $271.51M | $1.29M | $14.64M |
| Jun 2024 | $301.26M | $252.65M | $909.00K | $17.50M |
| Jun 2025 | $305.90M | $266.24M | $612.00K | $21.01M |
| Jun 2026 | $322.70M | $283.15M | $775.00K | $23.75M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $283.15M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $283.15M.
Similar-sized banks
City Bank & Trust Co. ($323.24M) · Forest Park National Bank And Trust Company ($322.35M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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