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First Bank Kansas
Salina, KS · FDIC Certificate #18431 · Chartered 06/3
Total assets
$618.52M
Total deposits
$561.62M
Total equity
$49.01M
Net loans
$413.88M
Branches (offices)
8
Net income (YTD)
$11.71M
Rank: #1,524 of 4,213 U.S. banks by assets · #32 of 183 in Kansas. Assets changed 7.8% and deposits 7.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 3.84% |
| Return on equity | 50.89% |
| Net interest margin (YTD) | 4.79% |
| Equity to assets | 7.92% |
| Tier 1 leverage ratio | 8.83% |
| Uninsured deposits (share of deposits) | 17.8% |
| Noncurrent loans (share of loans) | 0.04% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 73.7% |
| Real estate loans (share of loans) | 79.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $329.57M | 79.6% | |
| Commercial & industrial | $27.84M | 6.7% | |
| Consumer / individual | $17.21M | 4.2% | |
| Construction & development | $8.23M | 2.0% | |
| Agricultural | $45.29M | 10.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $556.44M | $523.68M | $4.54M | $30.37M |
| Jun 2023 | $548.13M | $506.07M | $4.38M | $31.09M |
| Jun 2024 | $550.89M | $501.14M | $10.64M | $38.29M |
| Jun 2025 | $573.73M | $522.11M | $6.35M | $39.84M |
| Jun 2026 | $618.52M | $561.62M | $11.71M | $49.01M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kansas | $561.62M | 8 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $561.62M.
Similar-sized banks
Nbt Financial Bank ($618.69M) · Newbank ($617.99M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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