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First Bank Midwest
Frankfort, IN · FDIC Certificate #28533 · Chartered 01/0
Total assets
$1.55B
Total deposits
$1.15B
Total equity
$136.43M
Net loans
$1.21B
Branches (offices)
14
Net income (YTD)
$5.50M
Rank: #730 of 4,213 U.S. banks by assets · #16 of 87 in Indiana. Assets changed 2.8% and deposits 4.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.72% |
| Return on equity | 8.11% |
| Net interest margin (YTD) | 3.19% |
| Equity to assets | 8.82% |
| Tier 1 leverage ratio | 10.90% |
| Uninsured deposits (share of deposits) | 23.6% |
| Noncurrent loans (share of loans) | 1.78% |
| Net charge-offs (share of loans) | 0.15% |
| Loans to deposits | 104.8% |
| Real estate loans (share of loans) | 74.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $904.03M | 74.8% | |
| Commercial & industrial | $150.00M | 12.4% | |
| Consumer / individual | $18.07M | 1.5% | |
| Construction & development | $86.21M | 7.1% | |
| Agricultural | $8.81M | 0.7% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.27B | $955.33M | $7.57M | $125.87M |
| Jun 2023 | $1.40B | $1.06B | $5.98M | $106.45M |
| Jun 2024 | $1.49B | $1.11B | $4.84M | $117.19M |
| Jun 2025 | $1.50B | $1.10B | $5.07M | $123.25M |
| Jun 2026 | $1.55B | $1.15B | $5.50M | $136.43M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Indiana | $856.66M | 8 |
| Ohio | $295.74M | 6 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.15B.
Similar-sized banks
Bonvenu Bank, National Association ($1.55B) · The Moody National Bank ($1.54B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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