Advertisement
First Bank Of Boaz
Boaz, AL · FDIC Certificate #2784 · Chartered 01/0
Total assets
$239.84M
Total deposits
$208.01M
Total equity
$28.96M
Net loans
$69.10M
Branches (offices)
1
Net income (YTD)
$1.02M
Rank: #2,773 of 4,213 U.S. banks by assets · #55 of 93 in Alabama. Assets changed -0.6% and deposits 1.2% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.85% |
| Return on equity | 7.04% |
| Net interest margin (YTD) | 2.67% |
| Equity to assets | 12.07% |
| Tier 1 leverage ratio | 19.66% |
| Uninsured deposits (share of deposits) | 29.0% |
| Noncurrent loans (share of loans) | 0.05% |
| Net charge-offs (share of loans) | -0.01% |
| Loans to deposits | 33.2% |
| Real estate loans (share of loans) | 74.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $51.39M | 74.4% | |
| Commercial & industrial | $9.46M | 13.7% | |
| Consumer / individual | $4.73M | 6.8% | |
| Construction & development | $7.03M | 10.2% | |
| Agricultural | $1.44M | 2.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $256.35M | $210.04M | $2.12M | $26.02M |
| Jun 2023 | $247.67M | $202.90M | $1.56M | $24.00M |
| Jun 2024 | $252.46M | $200.86M | $1.08M | $25.28M |
| Jun 2025 | $241.33M | $205.64M | $1.03M | $24.75M |
| Jun 2026 | $239.84M | $208.01M | $1.02M | $28.96M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Alabama | $208.01M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $208.01M.
Similar-sized banks
Bankwest ($239.88M) · The First National Bank Of Sycamore ($239.37M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement