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First Bank Of Pike
Zebulon, GA · FDIC Certificate #9070 · Chartered 01/0
Total assets
$87.49M
Total deposits
$77.83M
Total equity
$8.46M
Net loans
$53.86M
Branches (offices)
3
Net income (YTD)
$570.00K
Rank: #3,769 of 4,213 U.S. banks by assets · #110 of 123 in Georgia. Assets changed 4.6% and deposits 3.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.30% |
| Return on equity | 13.93% |
| Net interest margin (YTD) | 5.67% |
| Equity to assets | 9.66% |
| Tier 1 leverage ratio | 9.91% |
| Uninsured deposits (share of deposits) | 19.0% |
| Noncurrent loans (share of loans) | 0.79% |
| Net charge-offs (share of loans) | 0.11% |
| Loans to deposits | 69.2% |
| Real estate loans (share of loans) | 81.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $44.06M | 81.8% | |
| Commercial & industrial | $4.01M | 7.4% | |
| Consumer / individual | $6.66M | 12.4% | |
| Construction & development | $4.57M | 8.5% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $77.70M | $71.64M | $224.00K | $5.28M |
| Jun 2023 | $73.29M | $66.64M | $392.00K | $5.74M |
| Jun 2024 | $74.87M | $67.30M | $403.00K | $6.57M |
| Jun 2025 | $83.62M | $75.02M | $460.00K | $7.49M |
| Jun 2026 | $87.49M | $77.83M | $570.00K | $8.46M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Georgia | $77.83M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $77.83M.
Similar-sized banks
First National Bank Of Wauchula ($87.55M) · Basile State Bank ($87.44M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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