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First Business Bank
Madison, WI · FDIC Certificate #15229 · Chartered 05/0
Total assets
$4.41B
Total deposits
$3.60B
Total equity
$448.65M
Net loans
$3.55B
Branches (offices)
4
Net income (YTD)
$30.17M
Rank: #315 of 4,213 U.S. banks by assets · #7 of 153 in Wisconsin. Assets changed 10.1% and deposits 8.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.41% |
| Return on equity | 13.89% |
| Net interest margin (YTD) | 3.80% |
| Equity to assets | 10.17% |
| Tier 1 leverage ratio | 10.37% |
| Uninsured deposits (share of deposits) | 33.2% |
| Noncurrent loans (share of loans) | 1.06% |
| Net charge-offs (share of loans) | 0.18% |
| Loans to deposits | 98.7% |
| Real estate loans (share of loans) | 59.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $2.11B | 59.6% | |
| Commercial & industrial | $1.28B | 36.1% | |
| Consumer / individual | $8.22M | 0.2% | |
| Construction & development | $234.66M | 6.6% | |
| Agricultural | $21.61M | 0.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $2.78B | $1.88B | $21.22M | $275.78M |
| Jun 2023 | $3.27B | $2.53B | $19.34M | $308.13M |
| Jun 2024 | $3.62B | $2.89B | $21.75M | $355.01M |
| Jun 2025 | $4.00B | $3.31B | $24.82M | $397.45M |
| Jun 2026 | $4.41B | $3.60B | $30.17M | $448.65M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Wisconsin | $3.44B | 3 |
| Kansas | $157.96M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $3.60B.
Similar-sized banks
American Business Bank ($4.42B) · Sunwest Bank ($4.41B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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