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First Colony Bank Of Florida
Maitland, FL · FDIC Certificate #58644 · Chartered 01/2
Total assets
$291.15M
Total deposits
$262.37M
Total equity
$27.55M
Net loans
$198.00M
Branches (offices)
1
Net income (YTD)
$3.05M
Rank: #2,515 of 4,213 U.S. banks by assets · #60 of 81 in Florida. Assets changed -3.3% and deposits -4.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.07% |
| Return on equity | 22.80% |
| Net interest margin (YTD) | 3.88% |
| Equity to assets | 9.46% |
| Tier 1 leverage ratio | 9.94% |
| Uninsured deposits (share of deposits) | 23.0% |
| Noncurrent loans (share of loans) | 0.17% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 75.5% |
| Real estate loans (share of loans) | 86.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $171.37M | 86.6% | |
| Commercial & industrial | $29.85M | 15.1% | |
| Consumer / individual | $185.00K | 0.1% | |
| Construction & development | $23.21M | 11.7% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $302.33M | $277.68M | $2.43M | $22.54M |
| Jun 2023 | $271.11M | $245.82M | $2.40M | $23.31M |
| Jun 2024 | $310.09M | $284.24M | $2.35M | $24.12M |
| Jun 2025 | $301.15M | $274.93M | $2.83M | $24.61M |
| Jun 2026 | $291.15M | $262.37M | $3.05M | $27.55M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Florida | $262.37M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $262.37M.
Similar-sized banks
Lake Central Bank ($291.31M) · Bank Of Dickson ($291.03M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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