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First Community Bank
Milton, WI · FDIC Certificate #11225 · Chartered 01/0
Total assets
$158.94M
Total deposits
$141.77M
Total equity
$15.12M
Net loans
$122.57M
Branches (offices)
1
Net income (YTD)
$1.45M
Rank: #3,240 of 4,213 U.S. banks by assets · #125 of 153 in Wisconsin. Assets changed 2.9% and deposits 2.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.81% |
| Return on equity | 19.52% |
| Net interest margin (YTD) | 3.94% |
| Equity to assets | 9.51% |
| Tier 1 leverage ratio | 10.38% |
| Uninsured deposits (share of deposits) | 15.5% |
| Noncurrent loans (share of loans) | 0.34% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 86.5% |
| Real estate loans (share of loans) | 90.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $111.05M | 90.6% | |
| Commercial & industrial | $4.78M | 3.9% | |
| Consumer / individual | $1.17M | 1.0% | |
| Construction & development | $11.87M | 9.7% | |
| Agricultural | $5.03M | 4.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $136.58M | $121.71M | $1.29M | $9.82M |
| Jun 2023 | $136.01M | $120.36M | $1.15M | $10.39M |
| Jun 2024 | $147.94M | $131.97M | $1.07M | $11.70M |
| Jun 2025 | $154.50M | $138.72M | $1.25M | $13.32M |
| Jun 2026 | $158.94M | $141.77M | $1.45M | $15.12M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Wisconsin | $141.77M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $141.77M.
Similar-sized banks
Brickyard Bank ($158.96M) · Citizens' Bank, Inc. ($158.86M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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