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First Community Bank
Newell, IA · FDIC Certificate #14904 · Chartered 01/0
Total assets
$115.75M
Total deposits
$97.76M
Total equity
$14.04M
Net loans
$75.20M
Branches (offices)
4
Net income (YTD)
$865.00K
Rank: #3,560 of 4,213 U.S. banks by assets · #187 of 225 in Iowa. Assets changed -0.0% and deposits -0.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.47% |
| Return on equity | 12.38% |
| Net interest margin (YTD) | 3.98% |
| Equity to assets | 12.13% |
| Tier 1 leverage ratio | 9.40% |
| Uninsured deposits (share of deposits) | 15.1% |
| Noncurrent loans (share of loans) | 1.32% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 76.9% |
| Real estate loans (share of loans) | 85.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $63.92M | 85.0% | |
| Commercial & industrial | $3.28M | 4.4% | |
| Consumer / individual | $3.19M | 4.2% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $5.80M | 7.7% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $118.43M | $102.61M | $223.00K | $10.73M |
| Jun 2023 | $115.58M | $98.85M | $384.00K | $10.82M |
| Jun 2024 | $115.03M | $97.78M | $525.00K | $12.05M |
| Jun 2025 | $115.78M | $98.33M | $712.00K | $13.49M |
| Jun 2026 | $115.75M | $97.76M | $865.00K | $14.04M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $97.76M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $97.76M.
Similar-sized banks
Peoples Bank Of Graceville ($115.78M) · Neighbors Bank ($115.64M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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