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First Community Bank
Batesville, AR · FDIC Certificate #34533 · Chartered 08/0
Total assets
$3.63B
Total deposits
$2.87B
Total equity
$284.56M
Net loans
$2.92B
Branches (offices)
34
Net income (YTD)
$23.16M
Rank: #361 of 4,213 U.S. banks by assets · #7 of 78 in Arkansas. Assets changed 11.7% and deposits 9.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.32% |
| Return on equity | 16.94% |
| Net interest margin (YTD) | 4.14% |
| Equity to assets | 7.84% |
| Tier 1 leverage ratio | 9.04% |
| Uninsured deposits (share of deposits) | 29.5% |
| Noncurrent loans (share of loans) | 0.31% |
| Net charge-offs (share of loans) | 0.14% |
| Loans to deposits | 101.8% |
| Real estate loans (share of loans) | 75.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $2.21B | 75.9% | |
| Commercial & industrial | $460.10M | 15.8% | |
| Consumer / individual | $227.57M | 7.8% | |
| Construction & development | $443.19M | 15.2% | |
| Agricultural | $33.84M | 1.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $2.14B | $1.79B | $13.06M | $159.27M |
| Jun 2023 | $2.62B | $2.02B | $11.01M | $183.15M |
| Jun 2024 | $2.82B | $2.26B | $12.82M | $214.60M |
| Jun 2025 | $3.25B | $2.62B | $18.00M | $241.18M |
| Jun 2026 | $3.63B | $2.87B | $23.16M | $284.56M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Arkansas | $2.62B | 29 |
| Missouri | $251.32M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $2.87B.
Similar-sized banks
First Premier Bank ($3.64B) · Village Bank And Trust, National Association ($3.63B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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