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First Community Bank Of Moultrie County
Sullivan, IL · FDIC Certificate #3745 · Chartered 04/0
Total assets
$119.74M
Total deposits
$109.67M
Total equity
$9.03M
Net loans
$52.51M
Branches (offices)
3
Net income (YTD)
$752.00K
Rank: #3,533 of 4,213 U.S. banks by assets · #250 of 322 in Illinois. Assets changed 7.5% and deposits 6.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.24% |
| Return on equity | 16.96% |
| Net interest margin (YTD) | 3.39% |
| Equity to assets | 7.54% |
| Tier 1 leverage ratio | 9.13% |
| Uninsured deposits (share of deposits) | 24.4% |
| Noncurrent loans (share of loans) | 0.10% |
| Net charge-offs (share of loans) | 0.02% |
| Loans to deposits | 47.9% |
| Real estate loans (share of loans) | 71.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $37.31M | 71.0% | |
| Commercial & industrial | $4.50M | 8.6% | |
| Consumer / individual | $3.72M | 7.1% | |
| Construction & development | $2.14M | 4.1% | |
| Agricultural | $7.15M | 13.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $115.28M | $109.04M | $435.00K | $5.62M |
| Jun 2023 | $106.50M | $99.36M | $497.00K | $4.22M |
| Jun 2024 | $112.59M | $106.23M | $570.00K | $5.38M |
| Jun 2025 | $111.42M | $102.76M | $627.00K | $7.70M |
| Jun 2026 | $119.74M | $109.67M | $752.00K | $9.03M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $109.67M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $109.67M.
Similar-sized banks
Fredonia Valley Bank ($119.77M) · Community Savings Bank ($119.64M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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