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First Enterprise Bank
Oklahoma City, OK · FDIC Certificate #4049 · Chartered 01/0
Total assets
$189.69M
Total deposits
$167.89M
Total equity
$20.81M
Net loans
$158.24M
Branches (offices)
6
Net income (YTD)
-$261.00K
Rank: #3,049 of 4,213 U.S. banks by assets · #104 of 168 in Oklahoma. Assets changed -7.4% and deposits -6.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | -0.27% |
| Return on equity | -2.51% |
| Net interest margin (YTD) | 4.64% |
| Equity to assets | 10.97% |
| Tier 1 leverage ratio | 10.77% |
| Uninsured deposits (share of deposits) | 27.2% |
| Noncurrent loans (share of loans) | 6.33% |
| Net charge-offs (share of loans) | 0.59% |
| Loans to deposits | 94.2% |
| Real estate loans (share of loans) | 90.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $142.50M | 90.1% | |
| Commercial & industrial | $15.45M | 9.8% | |
| Consumer / individual | $457.00K | 0.3% | |
| Construction & development | $31.11M | 19.7% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $197.41M | $176.13M | $989.00K | $20.97M |
| Jun 2023 | $193.76M | $170.39M | $1.77M | $22.93M |
| Jun 2024 | $195.68M | $165.49M | $2.15M | $24.59M |
| Jun 2025 | $204.96M | $179.95M | -$564.00K | $23.66M |
| Jun 2026 | $189.69M | $167.89M | -$261.00K | $20.81M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Oklahoma | $167.89M | 6 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $167.89M.
Similar-sized banks
Jersey State Bank ($190.06M) · The First State Bank Of Malta ($189.67M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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