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First Federal Savings And Loan Association Of Lakewood
Lakewood, OH · FDIC Certificate #29488 · Chartered 07/1
Total assets
$2.94B
Total deposits
$2.23B
Total equity
$234.61M
Net loans
$2.40B
Branches (offices)
20
Net income (YTD)
$8.39M
Rank: #435 of 4,213 U.S. banks by assets · #16 of 155 in Ohio. Assets changed 0.1% and deposits 5.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.57% |
| Return on equity | 7.30% |
| Net interest margin (YTD) | 2.30% |
| Equity to assets | 7.97% |
| Tier 1 leverage ratio | 8.37% |
| Uninsured deposits (share of deposits) | 19.1% |
| Noncurrent loans (share of loans) | 0.44% |
| Net charge-offs (share of loans) | -0.48% |
| Loans to deposits | 107.7% |
| Real estate loans (share of loans) | 89.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $2.15B | 89.3% | |
| Commercial & industrial | $98.96M | 4.1% | |
| Consumer / individual | $181.95M | 7.6% | |
| Construction & development | $64.69M | 2.7% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $2.36B | $1.78B | $6.20M | $210.02M |
| Jun 2023 | $2.68B | $1.91B | $4.86M | $216.86M |
| Jun 2024 | $2.95B | $2.12B | $4.53M | $222.73M |
| Jun 2025 | $2.94B | $2.11B | -$1.85M | $217.60M |
| Jun 2026 | $2.94B | $2.23B | $8.39M | $234.61M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Ohio | $2.23B | 20 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $2.23B.
Similar-sized banks
West Coast Community Bank ($2.94B) · Minnwest Bank ($2.94B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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