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First Federal Savings Bank
Huntington, IN · FDIC Certificate #29690 · Chartered 01/0
Total assets
$553.58M
Total deposits
$459.87M
Total equity
$54.63M
Net loans
$412.98M
Branches (offices)
9
Net income (YTD)
$3.55M
Rank: #1,658 of 4,213 U.S. banks by assets · #37 of 87 in Indiana. Assets changed -0.5% and deposits 0.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.27% |
| Return on equity | 13.21% |
| Net interest margin (YTD) | 3.77% |
| Equity to assets | 9.87% |
| Tier 1 leverage ratio | 10.46% |
| Uninsured deposits (share of deposits) | 39.7% |
| Noncurrent loans (share of loans) | 1.88% |
| Net charge-offs (share of loans) | 0.03% |
| Loans to deposits | 89.8% |
| Real estate loans (share of loans) | 78.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $324.86M | 78.7% | |
| Commercial & industrial | $86.92M | 21.0% | |
| Consumer / individual | $5.47M | 1.3% | |
| Construction & development | $18.17M | 4.4% | |
| Agricultural | $2.62M | 0.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $413.32M | $358.35M | $3.46M | $41.11M |
| Jun 2023 | $475.47M | $384.86M | $2.38M | $43.35M |
| Jun 2024 | $511.12M | $413.69M | $2.42M | $45.85M |
| Jun 2025 | $556.57M | $457.11M | $2.76M | $47.97M |
| Jun 2026 | $553.58M | $459.87M | $3.55M | $54.63M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Indiana | $459.87M | 9 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $459.87M.
Similar-sized banks
Eastern Michigan Bank ($553.62M) · Community State Bank ($553.57M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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