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First Federal Savings Bank Of Champaign Urbana
Champaign, IL · FDIC Certificate #28445 · Chartered 01/0
Total assets
$192.54M
Total deposits
$163.62M
Total equity
$26.54M
Net loans
$116.03M
Branches (offices)
2
Net income (YTD)
$1.90M
Rank: #3,024 of 4,213 U.S. banks by assets · #204 of 322 in Illinois. Assets changed 1.4% and deposits 0.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.92% |
| Return on equity | 14.64% |
| Net interest margin (YTD) | 5.57% |
| Equity to assets | 13.78% |
| Tier 1 leverage ratio | 12.71% |
| Uninsured deposits (share of deposits) | 13.4% |
| Noncurrent loans (share of loans) | 0.09% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 70.9% |
| Real estate loans (share of loans) | 96.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $112.38M | 96.9% | |
| Commercial & industrial | $2.85M | 2.5% | |
| Consumer / individual | $1.87M | 1.6% | |
| Construction & development | $3.23M | 2.8% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $217.21M | $195.12M | $325.00K | $18.53M |
| Jun 2023 | $202.16M | $178.89M | $1.24M | $20.29M |
| Jun 2024 | $193.39M | $168.74M | $1.96M | $21.76M |
| Jun 2025 | $189.85M | $162.16M | $1.86M | $24.41M |
| Jun 2026 | $192.54M | $163.62M | $1.90M | $26.54M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $163.62M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $163.62M.
Similar-sized banks
Walden Mutual Bank ($192.57M) · Peoples Bank ($192.37M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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