Advertisement
First Financial Bank In Winnebago
Winnebago, MN · FDIC Certificate #5278 · Chartered 01/0
Total assets
$58.15M
Total deposits
$47.70M
Total equity
$6.65M
Net loans
$34.56M
Branches (offices)
1
Net income (YTD)
$369.00K
Rank: #3,978 of 4,213 U.S. banks by assets · #198 of 221 in Minnesota. Assets changed -3.4% and deposits -3.1% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.27% |
| Return on equity | 11.29% |
| Net interest margin (YTD) | 3.70% |
| Equity to assets | 11.44% |
| Tier 1 leverage ratio | 13.81% |
| Uninsured deposits (share of deposits) | 10.0% |
| Noncurrent loans (share of loans) | 0.66% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 72.5% |
| Real estate loans (share of loans) | 49.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $17.08M | 49.4% | |
| Commercial & industrial | $5.86M | 17.0% | |
| Consumer / individual | $866.00K | 2.5% | |
| Construction & development | $221.00K | 0.6% | |
| Agricultural | $10.51M | 30.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $52.86M | $47.28M | $292.00K | $5.49M |
| Jun 2023 | $54.07M | $46.33M | $383.00K | $5.29M |
| Jun 2024 | $60.49M | $48.05M | -$62.00K | $5.44M |
| Jun 2025 | $60.21M | $49.25M | $348.00K | $5.78M |
| Jun 2026 | $58.15M | $47.70M | $369.00K | $6.65M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $47.70M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $47.70M.
Similar-sized banks
First Bank And Trust Company ($58.16M) · Pinnacle Bank, Inc. ($57.89M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement