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First FSB Of Mascoutah
Mascoutah, IL · FDIC Certificate #30969 · Chartered 01/0
Total assets
$207.28M
Total deposits
$185.30M
Total equity
$20.22M
Net loans
$161.78M
Branches (offices)
3
Net income (YTD)
$866.00K
Rank: #2,928 of 4,213 U.S. banks by assets · #189 of 322 in Illinois. Assets changed 5.8% and deposits 4.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.85% |
| Return on equity | 8.73% |
| Net interest margin (YTD) | 2.90% |
| Equity to assets | 9.75% |
| Tier 1 leverage ratio | 10.46% |
| Uninsured deposits (share of deposits) | 10.8% |
| Noncurrent loans (share of loans) | 2.12% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 87.3% |
| Real estate loans (share of loans) | 82.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $133.49M | 82.5% | |
| Commercial & industrial | $23.13M | 14.3% | |
| Consumer / individual | $2.75M | 1.7% | |
| Construction & development | $8.38M | 5.2% | |
| Agricultural | $1.43M | 0.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $156.18M | $136.41M | $635.00K | $14.36M |
| Jun 2023 | $175.77M | $151.56M | $515.00K | $15.08M |
| Jun 2024 | $177.70M | $161.13M | $450.00K | $16.21M |
| Jun 2025 | $196.01M | $176.92M | $746.00K | $18.33M |
| Jun 2026 | $207.28M | $185.30M | $866.00K | $20.22M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $185.30M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $185.30M.
Similar-sized banks
Carroll County Trust Company Of Carrollton, Missouri ($207.56M) · Grand Marais State Bank ($207.18M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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