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First General Bank
Rowland Heights, CA · FDIC Certificate #58060 · Chartered 10/1
Total assets
$1.17B
Total deposits
$837.77M
Total equity
$303.14M
Net loans
$931.12M
Branches (offices)
5
Net income (YTD)
$13.30M
Rank: #913 of 4,213 U.S. banks by assets · #58 of 115 in California. Assets changed 3.3% and deposits 1.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.31% |
| Return on equity | 8.88% |
| Net interest margin (YTD) | 4.99% |
| Equity to assets | 25.80% |
| Tier 1 leverage ratio | 26.29% |
| Uninsured deposits (share of deposits) | 47.6% |
| Noncurrent loans (share of loans) | 1.83% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 111.1% |
| Real estate loans (share of loans) | 92.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $862.03M | 92.6% | |
| Commercial & industrial | $32.18M | 3.5% | |
| Consumer / individual | $0 | 0.0% | |
| Construction & development | $68.27M | 7.3% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.25B | $1.00B | $14.36M | $195.23M |
| Jun 2023 | $1.17B | $887.36M | $24.35M | $235.20M |
| Jun 2024 | $1.12B | $832.90M | $18.58M | $261.02M |
| Jun 2025 | $1.14B | $824.03M | $15.16M | $284.84M |
| Jun 2026 | $1.17B | $837.77M | $13.30M | $303.14M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| California | $837.77M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $837.77M.
Similar-sized banks
Citizens Bank Of Las Cruces ($1.17B) · Community National Bank ($1.17B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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