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First Jackson Bank, Inc.
Stevenson, AL · FDIC Certificate #23376 · Chartered 04/1
Total assets
$444.26M
Total deposits
$359.24M
Total equity
$63.22M
Net loans
$304.47M
Branches (offices)
7
Net income (YTD)
$4.28M
Rank: #1,931 of 4,213 U.S. banks by assets · #34 of 93 in Alabama. Assets changed 2.6% and deposits 3.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.93% |
| Return on equity | 13.94% |
| Net interest margin (YTD) | 3.93% |
| Equity to assets | 14.23% |
| Tier 1 leverage ratio | 14.77% |
| Uninsured deposits (share of deposits) | 23.6% |
| Noncurrent loans (share of loans) | 0.08% |
| Net charge-offs (share of loans) | -0.03% |
| Loans to deposits | 84.8% |
| Real estate loans (share of loans) | 85.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $260.24M | 85.5% | |
| Commercial & industrial | $30.34M | 10.0% | |
| Consumer / individual | $10.87M | 3.6% | |
| Construction & development | $37.79M | 12.4% | |
| Agricultural | $280.00K | 0.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $393.19M | $335.24M | $2.70M | $38.02M |
| Jun 2023 | $403.36M | $334.32M | $3.71M | $42.08M |
| Jun 2024 | $417.43M | $340.22M | $3.40M | $48.33M |
| Jun 2025 | $433.12M | $348.86M | $3.40M | $55.39M |
| Jun 2026 | $444.26M | $359.24M | $4.28M | $63.22M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Alabama | $325.75M | 6 |
| Tennessee | $33.49M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $359.24M.
Similar-sized banks
The City National Bank Of Metropolis ($444.36M) · Glennville Bank ($444.25M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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