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First Midwest Bank Of The Ozarks
Poplar Bluff, MO · FDIC Certificate #19212 · Chartered 08/2
Total assets
$733.21M
Total deposits
$646.58M
Total equity
$78.72M
Net loans
$626.19M
Branches (offices)
11
Net income (YTD)
$6.68M
Rank: #1,335 of 4,213 U.S. banks by assets · #54 of 190 in Missouri. Assets changed 0.4% and deposits 0.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.81% |
| Return on equity | 17.19% |
| Net interest margin (YTD) | 4.45% |
| Equity to assets | 10.74% |
| Tier 1 leverage ratio | 10.84% |
| Uninsured deposits (share of deposits) | 26.2% |
| Noncurrent loans (share of loans) | 1.00% |
| Net charge-offs (share of loans) | 0.11% |
| Loans to deposits | 96.8% |
| Real estate loans (share of loans) | 72.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $455.09M | 72.7% | |
| Commercial & industrial | $143.95M | 23.0% | |
| Consumer / individual | $23.25M | 3.7% | |
| Construction & development | $51.77M | 8.3% | |
| Agricultural | $9.32M | 1.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $678.88M | $599.06M | $5.95M | $63.47M |
| Jun 2023 | $727.41M | $621.64M | $6.85M | $70.21M |
| Jun 2024 | $712.27M | $618.11M | $6.09M | $74.52M |
| Jun 2025 | $730.65M | $646.29M | $5.84M | $76.60M |
| Jun 2026 | $733.21M | $646.58M | $6.68M | $78.72M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $646.58M | 11 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $646.58M.
Similar-sized banks
Homebank ($733.31M) · Countybank ($732.96M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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