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First National Bank Of Steeleville
Steeleville, IL · FDIC Certificate #1049 · Chartered 11/0
Total assets
$274.52M
Total deposits
$229.00M
Total equity
$31.50M
Net loans
$109.43M
Branches (offices)
3
Net income (YTD)
$2.66M
Rank: #2,597 of 4,213 U.S. banks by assets · #164 of 322 in Illinois. Assets changed 0.1% and deposits -1.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.92% |
| Return on equity | 17.35% |
| Net interest margin (YTD) | 3.67% |
| Equity to assets | 11.47% |
| Tier 1 leverage ratio | 13.55% |
| Uninsured deposits (share of deposits) | 20.3% |
| Noncurrent loans (share of loans) | 0.44% |
| Net charge-offs (share of loans) | 0.04% |
| Loans to deposits | 47.8% |
| Real estate loans (share of loans) | 63.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $69.66M | 63.7% | |
| Commercial & industrial | $24.90M | 22.8% | |
| Consumer / individual | $12.52M | 11.4% | |
| Construction & development | $4.21M | 3.8% | |
| Agricultural | $3.44M | 3.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $243.15M | $211.48M | $1.00M | $22.57M |
| Jun 2023 | $239.20M | $207.40M | $1.71M | $22.23M |
| Jun 2024 | $246.31M | $208.12M | $2.54M | $25.88M |
| Jun 2025 | $274.28M | $231.73M | $2.57M | $28.87M |
| Jun 2026 | $274.52M | $229.00M | $2.66M | $31.50M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $229.00M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $229.00M.
Similar-sized banks
Fnb Bank ($274.63M) · Applied Bank ($274.13M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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