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First New Mexico Bank Of Silver City
Silver City, NM · FDIC Certificate #24865 · Chartered 01/0
Total assets
$147.47M
Total deposits
$123.76M
Total equity
$21.06M
Net loans
$73.09M
Branches (offices)
3
Net income (YTD)
$1.40M
Rank: #3,328 of 4,213 U.S. banks by assets · #27 of 29 in New Mexico. Assets changed 3.7% and deposits 2.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.91% |
| Return on equity | 13.72% |
| Net interest margin (YTD) | 4.90% |
| Equity to assets | 14.28% |
| Tier 1 leverage ratio | 14.27% |
| Uninsured deposits (share of deposits) | 18.3% |
| Noncurrent loans (share of loans) | 0.16% |
| Net charge-offs (share of loans) | -0.02% |
| Loans to deposits | 59.1% |
| Real estate loans (share of loans) | 96.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $70.17M | 96.0% | |
| Commercial & industrial | $4.18M | 5.7% | |
| Consumer / individual | $320.00K | 0.4% | |
| Construction & development | $25.64M | 35.1% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $146.60M | $128.46M | $874.00K | $14.96M |
| Jun 2023 | $136.66M | $117.11M | $999.00K | $15.95M |
| Jun 2024 | $134.97M | $114.85M | $971.00K | $16.50M |
| Jun 2025 | $142.15M | $120.45M | $1.07M | $18.07M |
| Jun 2026 | $147.47M | $123.76M | $1.40M | $21.06M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| New Mexico | $123.76M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $123.76M.
Similar-sized banks
First State Bank Of Roscoe ($147.48M) · Bank Of Pensacola ($147.02M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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