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First Robinson Savings Bank, National Association
Robinson, IL · FDIC Certificate #28105 · Chartered 01/0
Total assets
$512.14M
Total deposits
$408.58M
Total equity
$40.88M
Net loans
$332.55M
Branches (offices)
5
Net income (YTD)
$3.33M
Rank: #1,754 of 4,213 U.S. banks by assets · #99 of 322 in Illinois. Assets changed 8.9% and deposits 6.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.31% |
| Return on equity | 16.69% |
| Net interest margin (YTD) | 3.77% |
| Equity to assets | 7.98% |
| Tier 1 leverage ratio | 8.74% |
| Uninsured deposits (share of deposits) | 28.5% |
| Noncurrent loans (share of loans) | 1.37% |
| Net charge-offs (share of loans) | 0.04% |
| Loans to deposits | 81.4% |
| Real estate loans (share of loans) | 78.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $259.56M | 78.1% | |
| Commercial & industrial | $30.59M | 9.2% | |
| Consumer / individual | $22.63M | 6.8% | |
| Construction & development | $19.14M | 5.8% | |
| Agricultural | $20.01M | 6.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $456.38M | $375.33M | $1.55M | $24.92M |
| Jun 2023 | $461.78M | $360.60M | $1.03M | $26.04M |
| Jun 2024 | $459.91M | $378.17M | $1.79M | $29.91M |
| Jun 2025 | $470.14M | $383.69M | $2.18M | $36.48M |
| Jun 2026 | $512.14M | $408.58M | $3.33M | $40.88M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $311.49M | 3 |
| Indiana | $97.10M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $408.58M.
Similar-sized banks
First State Bank ($512.69M) · State Bank Financial ($512.06M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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