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First Security Bank
Union Star, MO · FDIC Certificate #1622 · Chartered 04/3
Total assets
$61.92M
Total deposits
$56.91M
Total equity
$4.85M
Net loans
$41.80M
Branches (offices)
2
Net income (YTD)
$322.00K
Rank: #3,955 of 4,213 U.S. banks by assets · #189 of 190 in Missouri. Assets changed 4.4% and deposits 4.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.06% |
| Return on equity | 13.47% |
| Net interest margin (YTD) | 4.67% |
| Equity to assets | 7.83% |
| Tier 1 leverage ratio | 7.96% |
| Uninsured deposits (share of deposits) | 16.1% |
| Noncurrent loans (share of loans) | 0.43% |
| Net charge-offs (share of loans) | 1.26% |
| Loans to deposits | 73.4% |
| Real estate loans (share of loans) | 77.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $32.40M | 77.5% | |
| Commercial & industrial | $4.51M | 10.8% | |
| Consumer / individual | $4.35M | 10.4% | |
| Construction & development | $1.86M | 4.4% | |
| Agricultural | $812.00K | 1.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $51.28M | $47.82M | $223.00K | $3.41M |
| Jun 2023 | $53.37M | $49.50M | $198.00K | $3.75M |
| Jun 2024 | $57.04M | $52.57M | $260.00K | $4.27M |
| Jun 2025 | $59.32M | $54.63M | $277.00K | $4.49M |
| Jun 2026 | $61.92M | $56.91M | $322.00K | $4.85M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $56.91M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $56.91M.
Similar-sized banks
Farmers And Merchants State Bank Of Appleton ($61.97M) · Peoples Bank And Trust Company ($61.88M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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