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First Security Bank
Batesville, MS · FDIC Certificate #17120 · Chartered 07/0
Total assets
$976.54M
Total deposits
$837.74M
Total equity
$84.35M
Net loans
$598.09M
Branches (offices)
19
Net income (YTD)
$6.24M
Rank: #1,068 of 4,213 U.S. banks by assets · #15 of 57 in Mississippi. Assets changed 6.4% and deposits 2.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.33% |
| Return on equity | 15.25% |
| Net interest margin (YTD) | 4.05% |
| Equity to assets | 8.64% |
| Tier 1 leverage ratio | 9.28% |
| Uninsured deposits (share of deposits) | 42.0% |
| Noncurrent loans (share of loans) | 0.55% |
| Net charge-offs (share of loans) | 0.05% |
| Loans to deposits | 71.4% |
| Real estate loans (share of loans) | 85.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $509.04M | 85.1% | |
| Commercial & industrial | $49.70M | 8.3% | |
| Consumer / individual | $22.93M | 3.8% | |
| Construction & development | $73.41M | 12.3% | |
| Agricultural | $12.81M | 2.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $879.23M | $792.02M | $5.86M | $62.60M |
| Jun 2023 | $860.06M | $793.80M | $4.71M | $62.88M |
| Jun 2024 | $870.77M | $778.69M | $3.80M | $68.25M |
| Jun 2025 | $917.84M | $814.48M | $4.29M | $77.66M |
| Jun 2026 | $976.54M | $837.74M | $6.24M | $84.35M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Mississippi | $837.74M | 19 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $837.74M.
Similar-sized banks
Btg Pactual Bank, National Association ($978.32M) · Sanibel Captiva Community Bank ($976.17M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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