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First Security Bank And Trust Company
Oklahoma City, OK · FDIC Certificate #17001 · Chartered 04/0
Total assets
$225.96M
Total deposits
$180.70M
Total equity
$23.81M
Net loans
$195.22M
Branches (offices)
1
Net income (YTD)
$223.00K
Rank: #2,832 of 4,213 U.S. banks by assets · #95 of 168 in Oklahoma. Assets changed -0.6% and deposits 2.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.18% |
| Return on equity | 1.87% |
| Net interest margin (YTD) | 3.98% |
| Equity to assets | 10.54% |
| Tier 1 leverage ratio | 10.09% |
| Uninsured deposits (share of deposits) | 4.8% |
| Noncurrent loans (share of loans) | 13.20% |
| Net charge-offs (share of loans) | 0.05% |
| Loans to deposits | 108.0% |
| Real estate loans (share of loans) | 62.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $122.10M | 62.5% | |
| Commercial & industrial | $73.79M | 37.8% | |
| Consumer / individual | $3.45M | 1.8% | |
| Construction & development | $27.40M | 14.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $73.96M | $52.00M | $367.00K | $21.90M |
| Jun 2023 | $102.10M | $59.69M | $703.00K | $22.45M |
| Jun 2024 | $125.88M | $78.36M | $1.30M | $23.16M |
| Jun 2025 | $227.25M | $176.19M | $894.00K | $22.82M |
| Jun 2026 | $225.96M | $180.70M | $223.00K | $23.81M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Oklahoma | $180.70M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $180.70M.
Similar-sized banks
First Farmers & Commercial Bank ($226.36M) · The First Security Bank ($225.59M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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