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Banks · Montana

First Security Bank Of Roundup

Roundup, MT · FDIC Certificate #20479 · Chartered 09/0

Total assets
$94.53M
Total deposits
$81.76M
Total equity
$12.30M
Net loans
$30.78M
Branches (offices)
1
Net income (YTD)
$1.10M
Rank: #3,719 of 4,213 U.S. banks by assets · #31 of 35 in Montana. Assets changed 7.3% and deposits 6.8% over the year to June 30, 2026.
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Key ratios

Return on assets (YTD, annualized by FDIC)2.36%
Return on equity18.34%
Net interest margin (YTD)4.59%
Equity to assets13.02%
Tier 1 leverage ratio13.36%
Uninsured deposits (share of deposits)27.3%
Noncurrent loans (share of loans)5.35%
Net charge-offs (share of loans)-0.04%
Loans to deposits37.7%
Real estate loans (share of loans)11.0%

Loan mix

CategoryAmountShare
Real estate loans$3.38M
11.0%
Commercial & industrial$12.05M
39.1%
Consumer / individual$2.99M
9.7%
Construction & development$167.00K
0.5%
Agricultural$13.05M
42.4%

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$86.28M$77.38M$347.00K$6.34M
Jun 2023$85.72M$78.06M$648.00K$7.00M
Jun 2024$81.25M$71.88M$704.00K$8.82M
Jun 2025$88.06M$76.56M$956.00K$11.03M
Jun 2026$94.53M$81.76M$1.10M$12.30M

Where its branch deposits sit (FDIC Summary of Deposits)

StateBranch depositsOffices
Montana$81.76M1

Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $81.76M.

Similar-sized banks

Riverside Savings Bank, SSB ($94.55M) · First Federal Savings Bank Of Washington ($94.38M)

Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.

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