Advertisement
First Security Bank - Sleepy Eye
Sleepy Eye, MN · FDIC Certificate #5252 · Chartered 01/0
Total assets
$182.79M
Total deposits
$153.34M
Total equity
$28.42M
Net loans
$38.93M
Branches (offices)
5
Net income (YTD)
$1.45M
Rank: #3,092 of 4,213 U.S. banks by assets · #121 of 221 in Minnesota. Assets changed 2.9% and deposits 0.8% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.54% |
| Return on equity | 10.49% |
| Net interest margin (YTD) | 3.51% |
| Equity to assets | 15.55% |
| Tier 1 leverage ratio | 15.26% |
| Uninsured deposits (share of deposits) | 20.6% |
| Noncurrent loans (share of loans) | 2.60% |
| Net charge-offs (share of loans) | -0.16% |
| Loans to deposits | 25.4% |
| Real estate loans (share of loans) | 57.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $22.26M | 57.2% | |
| Commercial & industrial | $7.76M | 19.9% | |
| Consumer / individual | $1.71M | 4.4% | |
| Construction & development | $581.00K | 1.5% | |
| Agricultural | $5.40M | 13.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $278.00M | $261.27M | $702.00K | $16.43M |
| Jun 2023 | $236.03M | $217.71M | -$862.00K | $16.23M |
| Jun 2024 | $178.98M | $156.13M | $5.20M | $21.67M |
| Jun 2025 | $177.60M | $152.08M | -$1.22M | $24.80M |
| Jun 2026 | $182.79M | $153.34M | $1.45M | $28.42M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $153.34M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $153.34M.
Similar-sized banks
First Security State Bank ($183.06M) · Ubank ($182.75M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement